With Enhanced Loan Amount Adjustments there are four process flows illustrating how the Loan Amount is assigned, modified, and finalized.

 

Loan Amount Process Flow - Illustrates how the initial loan amount is assigned by the Loan Amount Matrix and Custom Rules.

Loan Amount LTV Process Flow - Illustrates how the loan amount can be reduced when the Loan-To-Value exceeds the cutoff assigned by the LTV Cutoff Rules or Loan Amount Cutoff Defaults.

Loan Amount DTI Process Flow - Illustrates how the loan amount can be reduced when the estimated payment amount causes the DTI to exceed the cutoff assigned by the DTI Cutoff Rules or DTI Cutoff Defaults.

Loan Amount PTI Process Flow - Illustrates how the loan amount can be reduced when the estimated payment amount exceeds the cutoff assigned by the PTI Cutoff Rules or PTI Cutoff Defaults.

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