2016.3

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2016.3 Release

 

Bug Fixes

 

Equifax Credit Reports:  Corrected an issue where unexpected data in the Equifax File Inquiry segment resulted in inability to display the credit report or decision the application.
TransUnion Credit Reports:  Corrected an issue where an error in reading the Auto Summary product resulted in credit being pulled multiple times for a single credit request.  
Decision Manager Variable > Employer Name or Income Source:  Corrected an issue where this variable was not populated with the application input value for loans that originated in Lending 360.
Decision Manager Variable > Ratio of CB Estimated Annual Income to Application Gross Annual Income: Corrected an issue where the variable value was missing when the gross annual income was 0.  With this correction, the variable value will default to 0.00% in cases where the gross annual income is 0.

 

Maintenance

Updated one scenario calculation for the variable "Combined Monthly Rent/Mortgage Payments"

 From This:

 If Housing Type for only one subject is Owns, Monthly Rent/Mortgage Payments =

 Greater of (Monthly Housing Payment from application entry of applicant who Owns and Combined Monthly Mortgage Payments from the credit reports) plus the greater of (Monthly Housing Payment from application entry of applicant who does not Own and Minimum Housing Expense)

To This:

If Housing Type for only one subject is Owns, Monthly Rent/Mortgage Payments =

Greater of (Owning Applicant’s Monthly Housing Payment from application entry and Owning Applicant’s Monthly Mortgage Payments from the credit report) plus

Greater of (Non-Owning Applicant’s Monthly Housing Payment from application entry and Minimum Housing Expense) plus

(Non-Owning Applicant’s Monthly Mortgage Payments from the credit report minus duplicates of Owning Applicant)

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