The Credit work area includes four tabs: Credit Bureau Setup, Other Credit Configurations, Credit Bureau Failover, and Multi-Bureau Decisioning.

 

Credit Bureau Setup:  Controls credit request settings (including which score models and other products are requested from the bureau), application score cards (i.e. Fast Start or custom score cards), and compliance notice configurations (credit score disclosure model and adverse action model).

 

Other Credit Configurations:  Controls payment calculation rules for trades that are missing payment amount information, settings for including or excluding authorized user trades and deferred student loans, settings for minimum housing expense, and configurations for identifying your lender owned trades.

 

Credit Bureau Failover:  Controls credit bureau failover order and failover triggers.

 

Multi-Bureau Decisioning: Controls which credit bureaus may be used in decisioning.

 

 

 

Page url: https://decision.cudl.com/help/index.html?credit.htm