Decision Custom Rule Reasons  (8/8/2018)

Decision Custom Rule Category (as shown in Decision Manager)

When Rule is True, Reason is Displayed in CUDL3 Under…

When Rule is True, Reason is Displayed in Lending 360 Under…

Comments - the decision rules are evaluated in the order shown here

Approve to Refer

Referral Reasons

Referral Reasons

Evaluated if decision is Approve, Refer, or Decline

• If decision at evaluation is Approve, and the rule is true, decision is set to Refer.

• If decision at evaluation is Refer, and the rule is true, decision remains at Refer.

• If decision at evaluation is Decline, and the rule is true, decision remains at Decline.

?  Decision could already be Refer or Decline when evaluating  rules here due to results of the decision matrix or or pre-defined rules.  If the decision at evaluation is already Refer or Decline and a rule is true, the decision just stays at Refer or Decline.  

?  In any case, if a rule cannot be evaluated due to a null variable value, then the decision is set to Refer.

Approve/Refer to Decline

Decision Reasons

Adverse Action Reasons

Evaluated if decision is Approve, Refer, or Decline

• If any 'Approve/Refer to Decline' rule is true, decision is set to Decline.

• Decision could already be Decline when we evaluate rules here if the decision matrix resulted in Decline.  If the decision at evaluation is already Decline and a rule is true, decision just stays at Decline.

?  In any case, if a rule cannot be evaluated due to a null variable value, then the decision is set to Refer.

Decline to Refer

Referral Reasons

Referral Reasons

Evaluated if decision is Refer or Decline.  If any 'Decline to Refer' rule is true, decision is set to Refer.

• If the decision at evaluation is already Refer and the rule is true, it just stays at Refer.  The Decline to Refer rule reason is still displayed.

?  In any case, if a rule cannot be evaluated due to a null variable value, then the decision is set to Refer.