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2014.3.3 |
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2014.3.3 |
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What's New in Decision Manager? (December 2014)
New Variables
These variables are available for use in matrices and custom rules. Complete definitions for these and all variables can be found in the Appendix.
| • | Equifax VantageScore V3 |
| • | Experian VantageScore V3 |
| • | TransUnion VantageScore V3 |
| • | Equifax BNI 4.0 – Scores BK |
| • | Equifax BNI 4.0 – No Score w/BK |
| • | Application Type (Credit Application, Credit Inquiry, or Membership Application) |
Equifax Retirement of BNI 3.0 Risk Models
The new Bankruptcy Navigator Index score, BNI 4.0, replaces all existing versions of BNI. Equifax will not support older versions after January 30, 2015. We have coordinated with Equifax to activate BNI 4.0 on all subscriber codes in our system currently using BNI 3.0. To complete the model change, all lenders using BNI 3.0 must update their credit bureau model selection and promote the changes Live.
Equifax Risk Model Name Changes
Equifax recently changed the BEACON and Pinnacle product names to be more consistent with FICO product names across the marketplace. The name changes are reflected in the credit bureau setup and in variable names.
New Name |
Old Name |
FICO Classic V5 Non-FACTA |
BEACON 5.0 |
FICO Auto V5 Non-FACTA |
BEACON 5.0 Auto Industry |
FICO NextGen V2 Non-FACTA |
Pinnacle 2.0 |
FICO Classic V8 Non-FACTA |
BEACON 09 |
FICO Auto V8 Non-FACTA |
BEACON 09 Auto Industry |
FICO Bankcard V8 Non-FACTA |
BEACON 09 Bankcard Industry |
FICO Classic V8 FACTA |
FACTA BEACON 09 |
FICO Auto V8 FACTA |
FACTA BEACON 09 Auto Industry |
FICO Bankcard V8 FACTA |
FACTA BEACON 09 Bankcard Industry |
FICO Classic V5 FACTA |
FACTA BEACON 5.0 |
FICO Auto V5 FACTA |
FACTA BEACON 5.0 Auto |
FICO NextGen V2 FACTA |
FACTA Pinnacle 2.0 |
Other recent enhancements (not previously documented in Help)
| • | Fixes to Decision Challenger Report |
| • | Fixes to Referral Reasons Report |
| • | Updated Net Trade-In variables to allow a negative value when used in custom rules |
Page url: https://decision.cudl.com/help/index.html?2014_3_3.htm
